Merchant services

Payment toolkit built for your digital business

Accept payments worldwide with 500+ methods — backed by smart fraud protection, instant payouts, and fast onboarding.
Benefits
Start payments without the hassle
Simple verification, with no endless paperwork, understandable flow and constant support of your account manager.
Boost conversion, cut churn
Offer 500+ ways to pay — cards, wallets, bank transfers, and more. Fewer drop-offs mean more completed sales.
Payouts without waiting
Send funds to sellers or affiliates anytime. Unlike banks, payouts are instant, automated, and available 24/7.
CHECKOUT
PLATFORM
PAYOUTS
FRAUD PROTECTION
MULTI-CURRENCY
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CHECKOUT
500+ payment options for your customers
Accept local and international payment methods from anywhere in the world.
Details
Local payment methods
Offer customers their preferred ways to pay — global and local.
Customisable
Tailor checkout flows and settings to match your business.
Multi-language
Serve customers with a payment experience in their language.
PLATFORM
Manage your business’ payments in one place
Track transactions, trigger payouts, monitor analytics, and manage your business with a clean, real-time dashboard built for digital-first operations.
Details
Real time dashboard
Get instant insights into performance.
Transaction tracking
Monitor every payment from start to finish.
Multiplayer
Manage payments as a team with shared access and real-time visibility.
PAYOUTS
Fast, flexible ways to move money out 24/7
Send funds to sellers, affiliates, or partners globally — with automated mass payouts and real-time processing.
Details
Available 24/7
Send payouts anytime, day or night.
Mass payouts
Pay sellers or affiliates in bulk with one click
Scheduling and events
Set up recurring payouts and event-based triggers
FRAUD PROTECTION
Stop chargebacks before they happen
Protect your revenue with advanced big data analytics and proactive fraud detection.
Details
Chargeback management
Get our assistance in handling chargeback requests.
Risk scoring
Transaction evaluation to spot suspicious activity.
Real-time alerts
Get notified the moment risks appear so you can act fast
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MULTI-CURRENCY
Accept and settle in the currencies you need
Accept payments in the currencies you need
Details
100+ currencies supported
Take payments from customers anywhere.
Transparent FX rates
No hidden fees or surprises.
Flexible settlement
Choose how and where you receive your funds.

Merchant benefits

Support you can count on
If something goes wrong, we don’t vanish — we explain, help, and fix. Real support, not just automated replies.
Multiplayer
Invite your team, assign roles, and manage payments together — without losing control.
Quick & easy setup
Get started quickly without excessive paperwork, long approval cycles, or compliance overhead.
Real-time payment tracking
Let your customers track their payment status in real time.
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Testimonials

Trusted by 10,000+ digital businesses

01 — 06

"Everything, starting from the integration process, was very clear and direct. Good conversion, fewer failed transactions, effective support, assistance with chargeback handling – all processes are running smoothly."

02 — 06

"Onboarding went extra quick, with no unnecessary paperwork or repetitive requests. It genuinely feels like the team knows what they are doing and understands the specifics of our business are. That’s not something you see very often."

03 — 06

"We saw an immediate boost in successful transactions, especially for international customers."

04 — 06

"For a global business like ours, having one provider that covers so many countries is a huge advantage. And Payop clearly understands the markets we operate in. The payment methods they suggested actually convert."

05 — 06

"Easy set-up, great coverage and payment method list, especially considering the unified integration. Interface is easy to navigate, good reporting tool, and we also love the team-member access settings. Delegating tasks without compromising control has made our workflow much smoother."

06 — 06

"Since switching to Payop, our payment-related support tickets have dropped by nearly 40%. It's been a huge relief for our team."

quick setup

Get started in just 4 steps

95% of our customers are set up in under 2 business days.
1
Fill out a short pre-check form
Tell us about your business. No docs needed at this stage — just 5–7 minutes of your time.
2
Get your custom offer
We’ll send you competitive pricing and a contract tailored to your industry.
3
Pass verification
Submit basic documents to get approved. Our team will guide you through every step.
4
Integrate and go live
Use our API, plugins, or get direct help from us — whatever works best for you.
Frequently asked questions

Still have some questions?

What account types do you have, and what documents are required?

You can create and verify a business account for a company or an individual entrepreneur.

Once the pre-check application is approved, your account manager or sales manager will provide you with the required details needed to complete the verification.

Below, you can check the documents required for company and individual entrepreneur registration. 

For company:

  1. Certificate of Incorporation;
  2. Beneficiary’s passport and proof of residence address;
  3. Register of Directors;
  4. Passport and proof of residence for each Director;
  5. Register of Shareholders;
  6. Passport and proof of residence for each Shareholder;
  7. Certificate of Good Standing/Certificate of Incumbency/Extract from register/issued within three months (in case legal entity was registered more than two years ago);
  8. Memorandum & Articles of Association/Constitution/Statute/other statutory documents;
  9. If the project is Betting, Gambling, Crypto, Forex:
    1. Activity License;
    2. Payment Agent Agreement (if applicable).

For individual entrepreneurs:

  1. An official document from the state registration that shows you as a sole proprietor;
  2. Tax registration confirmation of a private entrepreneur;
  3. Passport (driver’s license/international passport/ID card);
  4. Proof of residence address.

Please remember that all the mentioned documents must be in English or with a certified translation. 

The proof of residence has to be issued within three months.

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What are the website requirements to get a merchant account?

To receive a merchant account and the ability to accept online payments, each website must meet certain criteria.

This includes the availability of:

1.The logos of the payment systems whose payments you will accept.

2.Contact us page.

3.Information about the company. The website must indicate the official name of the company, its address, and the country in which the merchant’s main business entity is registered. This information helps companies gain consumer confidence and must be indicated on the checkout or payment data entry pages.

4.Terms of delivery. When selling goods online, you must provide detailed information about the delivery time of the goods.

5.A detailed description of goods and services. Make sure the offered product matches the description on the website.

6.Privacy Policy, Return & Cancellation Policy.

7.SSL certificate.

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How can I find available payment methods?

There are two ways you can check the availability of payment methods for your project.

1) Go to the “Payment Methods” section of your admin panel and choose the project for which you want to check the enabled methods with the applied fees.

2) Make an API request for more details like payment method ID, type, and supported countries.

Get Available Payment Methods · Payop/payop-api-doc

Please be advised that there is a wide range of API testing tools (e.x. Postman, REST-assured, JMeter, Curl, etc.) to make API requests and receive information, you need to choose the most convenient for you.

Step-by-step video instruction: How to find available payment methods for application/project | Payop.

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What are the possible ways of integration?

There are two main options for integrating our solutions into your website: using API or CMS plugins (Woocommerce WordPress, Opencart, Lineage2).

To check the relevant information for each connection type, please refer to our Documentation.

If you have any questions or need assistance with integration, please contact our technical support via Tickets or at support@payop.com. Our team will help with your issue or guide you where to check the information.

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How can I test payment method integration and payment notifications?

Unfortunately, we currently do not have any sandbox or test environment. We hope these features will be available soon. 

To test your integration, you can make a live payment, indicating a minimum amount possible to receive a successful transaction or cancel the transaction when entering the payment details. In this case, you will receive a notification about the payment cancellation.

If a transaction is successful or failed, you should receive an IPN callback to the IPN URL, which has been indicated in the IPN section of the Payop admin panel. 

You can test your IPN URL using  Postman (or any other API testing environment).

To do so, we recommend you send a POST request indicating your IPN URL as an endpoint.

An empty JSON object or example IPN callback can be indicated in the request body to troubleshoot your IPN URL service. 

If you made a live payment, you can contact our support team via Tickets. They will resend an IPN callback and assist with troubleshooting your IPN URL service.

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