As a payment service provider, Payop provides a unified platform for accepting, processing and withdrawing funds for businesses of all sizes and industries.

Key Payop benefits:

– Access to 170 countries and 100+ currencies allows you to enter foreign markets easily. 

– Availability of 500+ local and international payment methods allows you to choose the most relevant solutions for your clients in particular regions.

– Possibility to connect all available payment methods with a single contract. 

– Secure payment processing due to compliance with international standards (PCI DSS level 1) and advanced antifraud. 

– Intuitive admin panel with access to all the information about your merchant account.

– Possibility to add an unlimited number of projects in one account.

– Fast verification is only on the Payop side, giving access to all possible payment methods (depending on the industry) without additional document submission to each payment provider separately.

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There are two ways you can check the availability of payment methods for your project.

1) Go to the “Payment Methods” section of your admin panel and choose the project for which you want to check the enabled methods with the applied fees.

2) Make an API request for more details like payment method ID, type, and supported countries.

Get Available Payment Methods · Payop/payop-api-doc

Please be advised that there is a wide range of API testing tools (e.x. Postman, REST-assured, JMeter, Curl, etc.) to make API requests and receive information, you need to choose the most convenient for you.

Step-by-step video instruction: How to find available payment methods for application/project | Payop.

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There are the following statuses for the checkout payments in our system:

– New – the status is assigned when a payer initiates a transaction on the Payop checkout page by clicking on the “Confirm & Pay” button, regardless of whether they have completed the payment process afterward.

– Accepted – the transaction has been successful. Payop has received the payment, and the funds have been credited to the merchant account.

– Failed – the transaction has been declined because the payer hasn’t paid for the order or due to technical reasons.

– Timeout – the status is set for a transaction that has been declined due to exceeding the time frame it can be in a certain status. If the payment period for this transaction has expired, it will be automatically rejected.

For payments via Pay by Bank channels, there are three additional statuses with the following meanings:

– Pending – a transaction gets this status when, due to the lack of data, it cannot be directly transferred to the bank, and a payer should fill in the remaining information. It only occurs for payments via Direct integration.

– Pre-approved – we received technical confirmation that the payer’s bank has approved the transaction, but the money has not yet been credited to the Payop account. When the transaction is Pre-approved, we expect to receive payment, but it’s not guaranteed by Payop till it gets the Accepted status. In this case, you, as a merchant, have the option to release the purchased item at your discretion. However, be warned that Payop doesn’t guarantee crediting of this payment, and if you don’t want to take the risk, please treat this status as Awaiting сonfirmation.

*the transaction may still be declined after Pre-approved status.

– Rejected –  a payment has been automatically declined due to security reasons.

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There are two options to check the status or details of a particular payment. 

1. Go to the Transactions section of your admin panel -> click on the Filter option -> add at least one known criteria of the required payment, such as transaction ID, order ID, amount, date, invoice ID, payer email or other.

2. By making an API request. For more information, check the instructions in our Documentation – Get Transaction Details · Payop/payop-api-doc

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On the checkout page the payers can check the details of the requested order (its ID and amount), choose the preferred language of this page (among 12 available), and select the most convenient payment method to process a transaction.

All the methods are grouped according to their types (eWallets, Bank Transfers, Cards International, etc.), and to complete the payment the user should: find the needed group → select the method → fill in the required data.

There is also a possibility to use the search bar to find a specific method.

Some methods are only available for certain countries, so the IP and Geolocation for payment must be changed accordingly.

For example, Italian payment methods will be available on the payment page if a user has Italian as the default browser language, Italian IP, and geolocation.

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